Buy to Let

Over the last few decades, the Buy to Let market has grown strongly. The opportunity to become a Landlord has encouraged individuals to step into the property investment market with a view to earning extra income as well as, hopefully, seeing capital appreciation over the longer term.

If it is your intention to buy a property to let out, then you will require a Buy to Let mortgage*. A Buy to Let mortgage is similar to a conventional, residential mortgage, although there are some very important differences, which you need to be aware of. Mortgage lenders will usually assess BTL mortgages based on the earning potential of the property (from the rental income) as well as the applicant’s normal income.

We can provide you with expert advice in this area, to ensure that you are fully aware of the BTL mortgage market, particularly in light of some very key changes which have come about as result of new regulations over the last couple of years. We will guide you through your options, comparing the different deals and provide you with a recommendation.

To find out more about Buy to Lets and to discuss your requirements please give us a call.

*Please be aware that some Buy to Let mortgages are not regulated via the FCA.